Australia has a slow burn retirement system that’s pretty super, so when it comes to how we maximise superannuation, here are the habitual things we’ve done to help us achieve both a big balance in the amount, and good balance in the distribution. In 1992, superannuation was introduced as a way to ease pressure on […]
Every investor is different, coming to the table with a different amount of capital, a different risk tolerance, a different lifestyle and different vision for their investment outcome. To me, that’s the magic of finding ways to achieve financial independence – you can create your ultimate lifestyle in a way that suits the current one. […]
“The secret to a fulfilled life is not only to do well, but to do good.” That’s ethical investing 101. Whatever your personal, political or social view of the world, there’s one thing we can all agree on: it’s never been as batshit crazy as right now. Reeling off the back of (and sometimes dipping […]
If you’re like any of the Aussies with FIRE on the mind (in short: swapping extravagant lifestyles for frugal, intentional living and investing) – the biggest question for you is… how? The answer, simply, is following the six steps to ensuring your financial independence and early retirement. Whatever demographic you fall into, DINK, SINKS, a […]
It’s so easy to get wrapped up in the fallacy that acclaim and success are direct outcomes of how much we earn, or how complicated our affairs are. Accomplishment isn’t linked with complexity. We can merely “work to live” and still make major bank with the simplest of systems, workflows and personal productivity ethos. I […]
I cannot tell you the amount of times I have heard that financial independence is simply not possible when budgeting for a baby. That as soon as you procreate, all notions of economic autonomy go out the window, along with your sleep, sanity and sex life. “Must be nice, but wait until they have kids.” […]
So many Australians are terrified of share investing because of the risk in buying shares, and also because they don’t feel comfortable with their ability to make money on their money. If that’s the case – paper trading, i.e. “fake-vesting” might just be for you. Paper trading is essentially the sharemarket’s version of try before […]
Unexpected illness. It’s the last thing that any of us want to happen – and it’s worse when it comes completely out of the blue. When it does, though, our finances often bear the brunt of the storm. But managing money through illness isn’t as hard as you’d think. So how do you bounce back […]
The wedding bells have finished chiming, the once-chinking glasses are all back in the special cupboard and it’s time for a little one-on-one, just you two. But how do you think about honeymooning on a budget when everything seems geared to cost so much? On one of the most memorable trips of your life, the […]
A lot of folk say that financial independence doesn’t follow a linear path. That the stages of financial independence change. I disagree, because actually, if you look at common themes in people’s finances across the spectrum, the trends are clear. Personal finance is of course, always personal, but the “stage” we find ourselves in at […]
