“Chains of habit are too light to be felt until they are too heavy to be broken.” – Warren Buffet. For folk on the road to financial independence, habits really do unveil the map that leads to the pot of gold at the end of the rainbow. It’s the small and consistent work, little and […]
Times are tough right now, there’s no denying that. Skyrocketing interest rates and increased living costs, coupled with high unemployment and job cuts across the board – it’s a scary time for many people. Despite all of the uncertainty though, there are ways to create extra cushioning in your budget, and a sense of safety […]
If you’re plodding along on your journey towards financial independence by saving as much as you can from what you make, squirrelling away that money into investments, and adopting minimalist habits to create momentum for your efforts – congratulations to you. Intentional living really is the secret sauce to the FIRE movement, which includes understanding […]
There’s a more widely understood notion now that the way we talk to children in their formative years literally shapes the way their brain synapses later in life. So, following that vein of thinking, it makes sense that your language and ethos around money would have a similar effect. When it comes to what we’re […]
Australia has a slow burn retirement system that’s pretty super, so when it comes to how we maximise superannuation, here are the habitual things we’ve done to help us achieve both a big balance in the amount, and good balance in the distribution. In 1992, superannuation was introduced as a way to ease pressure on […]
Every investor is different, coming to the table with a different amount of capital, a different risk tolerance, a different lifestyle and different vision for their investment outcome. To me, that’s the magic of finding ways to achieve financial independence – you can create your ultimate lifestyle in a way that suits the current one. […]
“The secret to a fulfilled life is not only to do well, but to do good.” That’s ethical investing 101. Whatever your personal, political or social view of the world, there’s one thing we can all agree on: it’s never been as batshit crazy as right now. Reeling off the back of (and sometimes dipping […]
If you’re like any of the Aussies with FIRE on the mind (in short: swapping extravagant lifestyles for frugal, intentional living and investing) – the biggest question for you is… how? The answer, simply, is following the six steps to ensuring your financial independence and early retirement. Whatever demographic you fall into, DINK, SINKS, a […]
It’s so easy to get wrapped up in the fallacy that acclaim and success are direct outcomes of how much we earn, or how complicated our affairs are. Accomplishment isn’t linked with complexity. We can merely “work to live” and still make major bank with the simplest of systems, workflows and personal productivity ethos. I […]
I cannot tell you the amount of times I have heard that financial independence is simply not possible when budgeting for a baby. That as soon as you procreate, all notions of economic autonomy go out the window, along with your sleep, sanity and sex life. “Must be nice, but wait until they have kids.” […]
