I want to spread the life-changing wonders of FIRE to help spark others to financial freedom.

When I was a child, I looked up to female pioneers of publishing and always thought “one day, that’ll be me.” I had a drive to work hard.

Now, juxtapose this feeling with an even more niggling one. The idea that, even though I wanted to work, and had the DNA to be successful at work, I would have to do it until I was in my seventies, or later.

The theory was that after a lifetime of hard slog and dedicated tenure – I could finally afford to retire. But whether or not I’d be able to enjoy that retirement, or even be alive to, was another story.

My finite period on earth would be made up the same way it had been for millions of others – by the exchange of my most precious commodity; time, for money.

So, when my husband and I discovered FIRE (Financial Independence, Retire Early) a number of years ago, it felt like we had stumbled upon something truly amazing. Since then, we have been saving and investing for an early retirement, hopefully decades before we otherwise might be able to. As a writer, I document our journey, opinions, ideas, tips and hacks to help others who believe that an amazing life, outside of work, might be available for them, too.

Thank you for joining us, and we hope you get value out of what you find here.

M + A

Michelle - That Girl On Fire

Latest from the blog.

The Beautiful Relationship Between FU and FI

The Beautiful Relationship Between FU Money and FI

There’s a common acronym within the financial independence, retire early (FIRE) community - and it’s used often. FU money. For many, it’s a pipe dream they’re diligently working toward being able to say to a specific person, and for…
Financial FIRE looks this pretty

FIRE Burning: How We Saved Half A Million Dollars In Eight Years

When I was younger, I took issue with working until the age of 70. Even as a child, the concept was uncomfortable. I knew people who died before they were 70, yet no-one ever seemed to think of working as anything other than a necessity,…
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I Saved $1230 In The Frugal February Challenge. Here's How.

We’re well into the first quarter of 2019, but many of us still have our minds turned to money. For some, it looks like paying off debt, for others it’s saving, with specific goals in mind around owning homes, businesses, retiring early…
Minimalism & Money: How I Apply Minimalism To My Everyday

Minimalism & Money: How I Apply Minimalism To My Everyday

Minimalism and money are two things that go hand-in-hand. And while you might think that the notion of having fewer things, or maintaining more simplicity in your life has little to do with the way you manage your cash - you’d be wrong.…
We Didn't Start The FIRE: Our Journey To Financial Independence - That Girl On Fire

We Didn't Start The FIRE: Our Journey To Financial Independence

I’m going to take you back to a smaller version of me. Still as curly-haired, still as gappy-toothed, but much less wrangled by the world. I would read books widely and voraciously (thanks for making reading such a big part of our lives,…
The Definitive List of Doable Side-Hustles You Can Start Today - That Girl On Fire

The Definitive List of Doable Side-Hustles You Can Start Today

I sing to the high heavens about side hustles. They are powerful ways to up-skill, fill your time productively and of course, bring in a few extra dollars outside of your regular income. If your day-job is wrangling kids around town, a side…

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