I want to spread the life-changing wonders of FIRE to help spark others to financial freedom.

When I was a child, I looked up to female pioneers of publishing and always thought “one day, that’ll be me.” I had a drive to work hard.

Now, juxtapose this feeling with an even more niggling one. The idea that, even though I wanted to work, and had the DNA to be successful at work, I would have to do it until I was in my seventies, or later.

The theory was that after a lifetime of hard slog and dedicated tenure – I could finally afford to retire. But whether or not I’d be able to enjoy that retirement, or even be alive to, was another story.

My finite period on earth would be made up the same way it had been for millions of others – by the exchange of my most precious commodity; time, for money.

So, when my husband and I discovered FIRE (Financial Independence, Retire Early) a number of years ago, it felt like we had stumbled upon something truly amazing. Since then, we have been saving and investing for an early retirement, hopefully decades before we otherwise might be able to. As a writer, I document our journey, opinions, ideas, tips and hacks to help others who believe that an amazing life, outside of work, might be available for them, too.

Thank you for joining us, and we hope you get value out of what you find here.

M + A

Michelle - That Girl On Fire

Latest from the blog.

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Paper trading can be simple once you know how to start

Paper Trading: How To Get Started With 'Fakevesting'

So many Australians are terrified of share investing because of the risk in buying shares, and also because they don’t feel comfortable with their ability to make money on their money. If that’s the case - paper trading, i.e. “fake-vesting”…

A Guide To Managing Money Through Illness

Unexpected illness. It’s the last thing that any of us want to happen - and it’s worse when it comes completely out of the blue. When it does, though, our finances often bear the brunt of the storm. But managing money through illness isn't…
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Let's Talk Money, Honey: Honeymooning On A Budget

The wedding bells have finished chiming, the once-chinking glasses are all back in the special cupboard and it’s time for a little one-on-one, just you two. But how do you think about honeymooning on a budget when everything seems geared to…
What stage of financial independence do you sit?
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The Stages Of Financial Independence

A lot of folk say that financial independence doesn’t follow a linear path. That the stages of financial independence change. I disagree, because actually, if you look at common themes in people’s finances across the spectrum, the trends…
The Beautiful Relationship Between FU and FI

The Beautiful Relationship Between FU Money and FI

There’s a common acronym within the financial independence, retire early (FIRE) community - and it’s used often. FU money. For many, it’s a pipe dream they’re diligently working toward being able to say to a specific person, and for…

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