That Girl On Fire Blog

It all starts with a spark.

Super is super: tips and strategies to maximise your super balance

That's Bloody Super: Ways To Maximise Superannuation

Australia has a slow burn retirement system that’s pretty super, so when it comes to how we maximise superannuation, here are the habitual things we’ve done to help us achieve both a big balance in the amount, and good balance in the distribution. In…

Learn about the ways to achieve financial independence.

Investing

The Most Common Ways To Achieve Financial Independence

Every investor is different, coming to the table with a different amount of capital, a different risk tolerance, a different lifestyle and different vision for their investment outcome. To me, that’s the magic of finding ways to achieve financial…

Ethical investing doesn't need to come at such a high social and environmental cost.

Financial Independence, Investing, Superannuation, Zero Waste

Ethical Investing for Beginners

“The secret to a fulfilled life is not only to do well, but to do good.” That's ethical investing 101. Whatever your personal, political or social view of the world, there’s one thing we can all agree on: it’s never been as batshit…

Financial Independence, Investing

The Six Steps To Ensuring Your Financial Independence (And Early Retirement!)

If you're like any of the Aussies with FIRE on the mind (in short: swapping extravagant lifestyles for frugal, intentional living and investing) - the biggest question for you is... how? The answer, simply, is following the six steps to ensuring…

My tax and business expenses as a minimalist

Minimalism

Managing Business Financials As A Minimalist

It’s so easy to get wrapped up in the fallacy that acclaim and success are direct outcomes of how much we earn, or how complicated our affairs are. Accomplishment isn’t linked with complexity. We can merely “work to live” and still…

Money Tips

Budgeting For A Baby (And FI, Too)

I cannot tell you the amount of times I have heard that financial independence is simply not possible when budgeting for a baby. That as soon as you procreate, all notions of economic autonomy go out the window, along with your sleep, sanity…

Paper trading can be simple once you know how to start

Investing

Paper Trading: How To Get Started With 'Fakevesting'

So many Australians are terrified of share investing because of the risk in buying shares, and also because they don’t feel comfortable with their ability to make money on their money. If that’s the case - paper trading, i.e. “fake-vesting”…

Money Tips

A Guide To Managing Money Through Illness

Unexpected illness. It’s the last thing that any of us want to happen - and it’s worse when it comes completely out of the blue. When it does, though, our finances often bear the brunt of the storm. But managing money through illness isn't…

Intentional Spending

Let's Talk Money, Honey: Honeymooning On A Budget

The wedding bells have finished chiming, the once-chinking glasses are all back in the special cupboard and it’s time for a little one-on-one, just you two. But how do you think about honeymooning on a budget when everything seems geared to…

What stage of financial independence do you sit?

Financial Independence, Investing

The Stages Of Financial Independence

A lot of folk say that financial independence doesn’t follow a linear path. That the stages of financial independence change. I disagree, because actually, if you look at common themes in people’s finances across the spectrum, the trends…

The Beautiful Relationship Between FU and FI

Financial Independence

The Beautiful Relationship Between FU Money and FI

There’s a common acronym within the financial independence, retire early (FIRE) community - and it’s used often. FU money. For many, it’s a pipe dream they’re diligently working toward being able to say to a specific person, and for…

Financial Independence

FIRE Burning, Retire Early: Saving Half A Million In 8 Years

My Financial Independence, Retire Early (FIRE) journey began when I was a little girl. I would look at people working until they were in their 70's, mostly when they didn't want to, and feel so bleak about my own working future. Still, everywhere…

Intentional Spending

Here's How I Saved Over $1000 By Doing Frugal February

Finding extra cash by starting a side-hustle is about as mainstream now as mowing your own lawn. It's a great way to upskill, network - and of course, earn more cash. Beautiful, lovely cash that can be used for paying down debt, investing into…

Minimalism

Minimalism And Money: Peas And Carrots

Minimalism and money are two things that go hand-in-hand. And while you might think that the notion of having fewer things, or maintaining more simplicity in your life has little to do with the way you manage your cash - you’d be wrong.…

Financial Independence

We Didn't Start The FIRE: Our Journey To Financial Independence

To start off our financial independence story, I’m going to take you back to a smaller version of me. Still as curly-haired, still as gappy-toothed, but much less wrangled by the world. I would read books widely and voraciously (thanks…

Money Tips

The Definitive List of Doable Side-Hustles You Can Start Today

I sing to the high heavens about side hustles. They are powerful ways to up-skill, fill your time productively and of course, bring in a few extra dollars outside of your regular income. If your day-job is wrangling kids around town, a side…

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