That Girl On Fire
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It all starts with a spark.

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Things we don’t spend on to achieve FIRE faster
Intentional Spending, Minimalism, Money Tips

What We Absolutely, No Way In Hell, Do Not Spend On

If you’re plodding along on your journey towards financial independence by saving as much as you can from what you make, squirrelling away that money into investments, and adopting minimalist habits to create momentum for your efforts –…
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January 4, 2023
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What are the top 5 financial lessons for kids? Let's find out.
Financial Independence

The Top 5 Financial Lessons For Kids To Learn Early

There’s a more widely understood notion now that the way we talk to children in their formative years literally shapes the way their brain synapses later in life. So, following that vein of thinking, it makes sense that your language and ethos…
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October 26, 2022
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Super is super: tips and strategies to maximise your super balance
Financial Independence, Superannuation

That's Bloody Super: Ways To Maximise Superannuation

Australia has a slow burn retirement system that’s pretty super, so when it comes to how we maximise superannuation, here are the habitual things we’ve done to help us achieve both a big balance in the amount, and good balance in the distribution. In…
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August 16, 2022
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Learn about the ways to achieve financial independence.
Investing

The Most Common Ways To Achieve Financial Independence

Every investor is different, coming to the table with a different amount of capital, a different risk tolerance, a different lifestyle and different vision for their investment outcome. To me, that’s the magic of finding ways to achieve financial…
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September 24, 2021
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Ethical investing doesn't need to come at such a high social and environmental cost.
Financial Independence, Investing, Superannuation, Zero Waste

Ethical Investing for Beginners

“The secret to a fulfilled life is not only to do well, but to do good.” That's ethical investing 101. Whatever your personal, political or social view of the world, there’s one thing we can all agree on: it’s never been as batshit…
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July 28, 2021
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Financial Independence, Investing

The Six Steps To Ensuring Your Financial Independence (And Early Retirement!)

If you're like any of the Aussies with FIRE on the mind (in short: swapping extravagant lifestyles for frugal, intentional living and investing) - the biggest question for  you is... how? The answer, simply, is following the six steps to ensuring…
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August 4, 2020
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My tax and business expenses as a minimalist
Minimalism

Managing Business Financials As A Minimalist

It’s so easy to get wrapped up in the fallacy that acclaim and success are direct outcomes of how much we earn, or how complicated our affairs are. Accomplishment isn’t linked with complexity. We can merely “work to live” and still…
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January 22, 2020
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Preparing for a baby on a budget
Money Tips

Budgeting For A Baby (And FI, Too)

I cannot tell you the amount of times I have heard that financial independence is simply not possible when budgeting for a baby. That as soon as you procreate, all notions of economic autonomy go out the window, along with your sleep, sanity…
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October 25, 2019
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Paper trading can be simple once you know how to start
Investing

Paper Trading: How To Get Started With 'Fakevesting'

So many Australians are terrified of share investing because of the risk in buying shares, and also because they don’t feel comfortable with their ability to make money on their money. If that’s the case - paper trading, i.e. “fake-vesting”…
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August 27, 2019
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Money Tips

A Guide To Managing Money Through Illness

Unexpected illness. It’s the last thing that any of us want to happen - and it’s worse when it comes completely out of the blue. When it does, though, our finances often bear the brunt of the storm. But managing money through illness isn't…
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August 1, 2019
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Tips to honeymoon on a budget
Intentional Spending

Let's Talk Money, Honey: Honeymooning On A Budget

The wedding bells have finished chiming, the once-chinking glasses are all back in the special cupboard and it’s time for a little one-on-one, just you two. But how do you think about honeymooning on a budget when everything seems geared to…
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July 9, 2019
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What stage of financial independence do you sit?
Financial Independence, Investing

The Stages Of Financial Independence

A lot of folk say that financial independence doesn’t follow a linear path. That the stages of financial independence change. I disagree, because actually, if you look at common themes in people’s finances across the spectrum, the trends…
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June 25, 2019
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The Beautiful Relationship Between FU and FI
Financial Independence

The Beautiful Relationship Between FU Money and FI

There’s a common acronym within the financial independence, retire early (FIRE) community - and it’s used often. FU money. For many, it’s a pipe dream they’re diligently working toward being able to say to a specific person, and for…
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March 17, 2019
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Tips to retire early in 2019
Financial Independence

FIRE Burning, Retire Early: Saving Half A Million In 8 Years

My Financial Independence, Retire Early (FIRE) journey began when I was a little girl. I would look at people working until they were in their 70's, mostly when they didn't want to, and feel so bleak about my own working future. Still, everywhere…
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March 9, 2019
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Homemade coffees for frugal February
Intentional Spending

Here's How I Saved Over $1000 By Doing Frugal February

Finding extra cash by starting a side-hustle is about as mainstream now as mowing your own lawn. It's a great way to upskill, network - and of course, earn more cash. Beautiful, lovely cash that can be used for paying down debt, investing into…
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March 6, 2019
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Minimalism and money tips for everyday financial wellbeing
Minimalism

Minimalism And Money: Peas And Carrots

Minimalism and money are two things that go hand-in-hand. And while you might think that the notion of having fewer things, or maintaining more simplicity in your life has little to do with the way you manage your cash - you’d be wrong.…
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February 28, 2019
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An Australian couple's journey to financial independence and retiring early
Financial Independence

We Didn't Start The FIRE: Our Journey To Financial Independence

To start off our financial independence story, I’m going to take you back to a smaller version of me. Still as curly-haired, still as gappy-toothed, but much less wrangled by the world. I would read books widely and voraciously (thanks…
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February 27, 2019
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The Definitive List of Doable Side-Hustles You Can Start Today - That Girl On Fire
Money Tips

The Definitive List of Doable Side-Hustles You Can Start Today

I sing to the high heavens about side hustles. They are powerful ways to up-skill, fill your time productively and of course, bring in a few extra dollars outside of your regular income. If your day-job is wrangling kids around town, a side…
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February 26, 2019
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The information in this website and the links provided are for general information only and should not be taken as constituting professional advice from the website owner, That Girl On Fire. TGOF is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances. TGOF is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this website. All statements made on this website are made in good faith and we believe they are accurate and reliable, but we do not give any warranty as to the accuracy, reliability or completeness of information that is contained within.

Recent Posts

  • What We Absolutely, No Way In Hell, Do Not Spend On
  • The Top 5 Financial Lessons For Kids To Learn Early
  • That’s Bloody Super: Ways To Maximise Superannuation
  • The Most Common Ways To Achieve Financial Independence
  • Ethical Investing for Beginners

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A bit of history

  • January 2023
  • October 2022
  • August 2022
  • September 2021
  • July 2021
  • August 2020
  • January 2020
  • October 2019
  • August 2019
  • July 2019
  • June 2019
  • March 2019
  • February 2019

Blog categories

  • Financial Independence
  • Intentional Spending
  • Investing
  • Minimalism
  • Money Tips
  • Superannuation
  • Zero Waste

Mo money, less problems. Follow our journey to FIRE on Instagram.

Negroni. Spagliato… with Prosecco in it. Stunnin Negroni. Spagliato… with Prosecco in it. Stunning.
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Thanks for having us last night @moneymagaus A cra Thanks for having us last night @moneymagaus A cracking soirée as per usual 🥂🎊 @theestablishmentsydney @amywhitby92
On 40th birthdays, you treat your loved ones with On 40th birthdays, you treat your loved ones with a private boat charter, dropping anchor, and becoming boaty/hoey in equal measure. So much fun and joy to celebrate Andy’s nautical fortical ⚓️✨

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